IDKA spending plan built around you.
A 45-minute, one-on-one session. We take your real income and bills, assign every dollar, and you leave with a spending plan that's yours to keep running.
Opens Google Calendar booking in a new tab. Free, 45 minutes. Only a few spots each week.
Not ready for a call? Get a free budget review →
Why is it free?
Everybody deserves access to financial knowledge, and IDK was founded with a mission to deliver that access to as many people as we can.
This is for you if
- You get paid and it's gone, and you're not sure where it went.
- Your debt balances aren't really going down.
- You've tried budgeting before and it didn't stick.
- You have less than three months of expenses saved.
What we won't do
- Sell you anything. No course, no investments, no insurance.
- Ask for bank logins, account numbers, or your Social Security number.
- Lecture you about lattes. Nobody's judging your spending.
- Give investment or tax advice. This is about your monthly cash flow.
What happens in the session
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Your goals
What you want your money to do. Pay off a card, build a cushion, stop dreading the end of the month. Big or small, it counts.
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Your income
What actually lands in your account each month, paycheck by paycheck.
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Your bills and spending
Rent, car, debt payments, groceries, subscriptions, the stuff that sneaks up on you. Ballpark figures are fine. Having your banking app handy helps you remember what's going out, but you never have to show it to us.
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Assign every dollar
We build your zero-based spending plan together until every dollar of income has a place to go, with your goals included.
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Your sheet
You leave with your own spending plan to keep using month after month. You won't need us to run it.
Want a head start? Run your numbers through MyBudget before we meet.
We're not licensed financial advisors, and this isn't investment, tax, or legal advice.
Ready to know where it goes?
45 minutes, free. Pick whatever time works for you.
Not ready for a call? Get a free budget review →